Insurance

Name of the Recruiting Body  :LIC

Type of Services   :AAO


LIC AAO – Application Fee

Candidates belonging to UR/OBC/ SC/ST/PwBD category have to pay an application fee as mentioned in below table

LIC AAO Category LIC AAO Fees
Others ₹700
SC/ST ₹85
PwBD ₹85

LIC AAO Eligibility Criteria

To apply for the LIC AAO Exam, the candidates need to fulfill the following eligibility criteria which are mentioned below

LIC AAO – Age Limit

The age of the candidate must not be less than 21 years and must not exceed 30 years. The minimum age of a candidate shall be 21 years (completed) as o. The maximum age shall not be more than 30 years Relaxations in upper age limit for Scheduled Caste (SC)/Scheduled Tribe(ST)/Other Backward Community(OBC)/ Ex-Servicemen/Persons with Benchmark Disabilities (PwBD) /Confirmed LIC employees shall be as under :

LIC AAO – Age Relaxation

Category Age Relaxation
SC/ST 5 years
OBC 3 years
PWD (Gen) 10 years
PWD (SC/ST) 15 years
PWD (OBC) 13 years
ECO/SSCO (GEN) 5 years
ECO/SSCO (SC/ST) 10 years
ECO/SSCO (OBC) 8 years
LIC Employees Further Relaxation of 5 years

LIC AAO – Educational Qualification


A candidate must hold a Bachelor’s degree from a recognized university or institute. The educational qualification mentioned should be from a University/Institute/ Board recognized by Govt. of India / approved by the Government Regulatory bodies.

LIC AAO– Exam Pattern :

LIC AAO Prelims Exam:

The Written Exam will contain 3 sections namely: Reasoning, English Language, and Quantitative Aptitude. The total duration of the written exam will be 1 hour or 60 minutes. 0.25 marks will be deducted if a candidate attempts a question wrong. The Preliminary Examination consisting of an objective test will be conducted online. The test will have three sections (with separate timings for each section) as follows:

S. No. Sections No. of Qns. Total Marks Duration
1. Reasoning Ability 35 35 20 minutes
2. Numerical Ability 35 35 20 minutes
3. English: Language with special emphasis on grammar,
vocabulary and comprehension
30 30*** 20 minutes
Total 100 70 60 minutes

Note : English Language Test will be of qualifying nature and marks in the Language section will not be counted for ranking.

LIC AAO Mains Exam :

The main examination will consist of objective tests for 200 marks. The objective test will be online. The objective test will have separate timing for every section.

S. No. Sections No. of Qns. Total Marks Duration
1. Reasoning 30 90 40 minutes
2. General Knowledge, Current Affairs 30 60 20 minutes
3. Professional knowledge 30 90 40 minutes
4. Insurance and Financial Market Awareness 30 60 20 minutes
Total 120 300 120 minutes
5. English Language (Letter Writing & Essay)
Legal drafting for AAO(Legal)
2 25 30 minutes
  1. The Descriptive tests of the English Language etc. will be of qualifying nature and the marks in the English Language will not be counted for ranking.

  2. The candidates are required to qualify for each of the Tests. Candidates will have to qualify for each of the objective tests.

  3. There will be negative marks for wrong answers in the Objective tests for the main examination. ¼ marks will be deducted for each wrong answer.

  4. The marks obtained in the Preliminary Examination (Phase I) will not be added for the selection and thefinal selection will be based on the marks obtained by a candidate in Main Examination (Phase II) marks obtained in the Interview

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